Common Types of Workers Compensation Claims

There are several types of workers compensation that can be paid out after filing a claim. The individual’s eligibility is determined by numerous factors, such as when and where the injury occurred, the extent of the injury suffered, and other related information. Below are descriptions of the most common types of workers compensation claims filed.

Temporary Total Disability Compensation
Individuals file these claims when an injury on the job prevents them from performing their job duties, or any other job while injured. This claim is considered a “temporary” total disability because the individual plans to recover from the injury and return to work. The individual will continue to receive workers compensation until a physician has deemed them ready to return to work. Each claim is unique, and conditions apply regarding the pay rate and length of compensation for each claim.

Wage Loss Compensation
There are two forms of wage loss compensation; working wage loss and non-working wage loss. Working wage loss claims apply to individuals who suffer an injury while on the job and can return to work, but must accept a position that pays lower wages due to the medical restrictions resulting from the injury. Workers compensation will then pay a portion of the difference in wages lost. In non-working claims, an individual who suffers an on the job injury resulting in medical restrictions who cannot secure employment within their restrictions can file for workers compensation.

Permanent Total Disability Compensation
On the job injuries that prevent an individual from returning to employment in any capacity are considered permanent total disability claims. The injured party must provide evidence from physicians and/or psychologists that their medical condition resulting from the work injury has permanently restricted them from returning to the workforce.

Death Benefits
If an employee dies as a result of a work related injury, or dies from a medical condition addressed in a previous workers compensation claim, the dependents of the deceased are entitled to receive compensation in the form of death benefits.

Information in this article is provided for reference only and should not be taken as legal advice.

For more information on workers compensation claims, visit the law offices of Shavitz Law Group in Boca Raton, Florida.